0:00 You know what kind of car you want and you know what you can spend. But don't
0:05 head to the dealer just yet.
0:07 Before you shop for a car, shop for financing. Financing a car means you pay
0:11 it off over time. But you don't have to get that financing through a dealer.
0:15 Check with banks, credit unions, and finance companies first, then take your
0:20 best financing offer with you to the dealer's.
0:23 You can still negotiate see if the dealer makes a better offer,
0:26 but if not, you can stick with the financing you already have.
0:30 If the dealer isn't honest when it comes to financing a car,
0:33 let the FTC know. Want to know more? Visit /cars
Most golf bags have a ring to which a player can tie or clip a golf towel, used to wipe hands and clean or dry balls and club faces. Some of these towels can be quite specialized, with a carabiner or other clip to attach it to the bag with a grommet used on the towel for durability, and incorporating rougher materials in certain sections of the towel for club and ball cleaning with softer weaves elsewhere for drying. Other cleaning products abound, from motorized ball cleaners to an array of brushes for various types of clubs as well as balls and shoes.
Teak dining sets usually have a small hole of about two inches in the center of the table where you can put an umbrella for shade. And usually the manufacturer provides a small plug that can fit into the hole if you don’t happen to need to use an umbrella. If you want a shade umbrella, you’ll need to purchase one separately. And one thing you should consider is that a single circular umbrella—even a rather large one—is not going to be able to provide shade for everyone sitting around an 8-10 foot long dining table. So it wouldn’t be a bad idea to consider picking up an extra umbrella or two with their own stand that you can position where needed.